Our Services
What We Do
Comprehensive Financial Planning with Integrated Wealth Management
Rooted in Christ. Delivered through personal partnership.
Comprehensive Financial Planning
Your financial life is interconnected. Decisions about cash flow, giving, taxes, insurance, investments, retirement, and legacy planning all influence each other. We coordinate every area into one unified plan that reflects your values, adapts as your life changes, and aims to ensure nothing is overlooked. You’ll experience the freedom, joy, and purpose that flow from abiding in Christ and growing in stewardship.
Cash Flow Planning
We help you understand exactly where your money is going and create a sustainable plan that aligns your spending with what matters most. Through detailed cash flow analysis, we identify opportunities to redirect resources toward your goals while ensuring you have margin for the unexpected. You'll gain clarity on your monthly rhythm and confidence that you're making the most of every dollar.
Giving Strategy
We walk alongside you in aligning your giving with God's heart and your family's priorities. Whether you're exploring strategic charitable giving, wisdom with supporting family members, or simply want to give more strategically, we help you create a plan that reflects biblical stewardship and incorporates tax benefits along the way. Generosity is woven into the fabric of your comprehensive financial plan.
Tax Planning
We coordinate with your tax preparer to develop proactive tax strategies that minimize what you owe and maximize what you keep over the course of your entire lifetime. From Roth conversions to tax-loss harvesting to strategic income timing in retirement, we ensure tax efficiency is built into every financial decision you make. Our goal is to help you be a faithful steward of what God has entrusted to you, and this includes not paying more than necessary to the IRS.
Insurance Coordination
We review your existing insurance coverage: health, life, disability, long-term care, property, and liability. We seek to make sure your family is protected without being over-insured or under-covered. Insurance isn't sold here; we provide objective guidance on what coverage you truly need and help you coordinate policies with your overall financial plan. You'll have peace of mind knowing the major risks that could derail your family's future are addressed.
Wealth Management
We build and manage diversified investment portfolios aligned with your goals, time horizon, and risk tolerance. Our approach is rooted in evidence-based investing, not market speculation or chasing returns. You'll receive ongoing oversight, rebalancing, and tax-efficient management so your investments work toward your God-given calling, not just a number on a statement.
Retirement Planning
We help you answer one of the most important questions: "Are we on the right path?" Through comprehensive retirement projections, Social Security optimization, and income distribution strategies, we create a plan that gives you confidence you can retire on your terms and continue your current standard of living. Whether you're years away or already retired, we walk with you to ensure your retirement reflects both financial security and kingdom purpose.
Legacy Planning
We help you steward what you've been given in a way that honors God and blesses the people and causes He has led you to support. From coordinating with your estate attorney, exploring charitable legacy strategies, and reviewing all the essential details, we ensure your wealth transfers according to your values and minimizes unnecessary taxes. Your legacy is much more than what you leave behind financially. We help ensure your decades of faithful stewardship bless future generations.
How We’re Different
Abiding in Christ, Growing as Stewards
Comprehensive Excellence
World‑class planning across every part of your financial life.
Your family receives Certified Financial Planner™ professional-level excellence across cash flow, giving, taxes, insurance, investing, retirement, legacy, and more. If it affects your finances or your family, it belongs in your plan. All seven areas are coordinated in one comprehensive financial plan with fully integrated and aligned wealth management.
Personal Partnership
A small, personal firm that walks with your family.
You work with a small and personal practice, not a large corporate machine, so you know exactly who is walking with you through each decision. Both spouses are invited, heard, and equipped. Your advisor collaborates with your CPA, attorney, and other professionals so you are not left coordinating everything alone. Together, you and your advisor shoulder the weight of complex choices one step at a time, with clear actions items and ongoing support.
Christ‑Centered Discipleship
Financial planning as part of following Christ.
Planning starts rooted in Christ, then applies biblical wisdom to real decisions in your home, not the other way around. The goal is not checking religious boxes; it is growing as a disciple who abides in Christ while growing as a steward of what He has entrusted to you. Over time, finances become one more place where God deepens your trust, obedience, and dependence on Him.
Freedom, Joy, and Purpose
True financial freedom flows from abiding in Christ and stewarding His resources faithfully.
As Christ comes first and your resources align with Gods heart, you experience more than financial progress; you experience freedom, joy, and purpose in how you live, give, and prepare for what God has next. The early work can feel complex, but it leads to a clear, sustainable plan that frees your time and attention for faith, family, community, and Kingdom impact. Over time, you discover true financial freedom. You grow in the freedom, joy, and purpose that flow from faithful stewardship rooted in Christ.
Our Process
How We Work Together
Discovery Call
Our initial conversation is an opportunity to learn about you and share whatever might be helpful about us. We’ll ask questions, listen carefully, and give you time to decide the right next steps without pressure or obligation.
First Few Meetings
We invest the time to thoroughly understand your current situation and the progress you’d like to make. You’ll feel heard, and you’ll see a clear financial planning foundation taking shape that connects every area of life.
Years 1-2
We'll implement your financial plan together and adjust course as needed. It may feel complex at times, but we’ll walk together through every step, and you’ll gain confidence as all areas come together.
Years 3+
You'll experience the freedom, joy, and purpose we've been building toward. Our focus shifts to ongoing guidance, fine tuning, and helping you make confident decisions as life changes. You'll increasingly focus on what matters most.
Our Pricing
Clear and Transparent
Investment Management
As fee-only fiduciaries, we’re paid directly by you, never by commissions or third parties. This reduces conflicts of interest and helps ensure every recommendation serves your best interest.
Investment management is offered exclusively to our financial planning clients. We believe comprehensive planning comes first, and your investments should serve your broader life and financial goals.
Our investment management fee starts at 1% on your first million of assets under management and decreases on a tiered scale, reaching 0.25% on assets above $3 million.
Financial Planning
Our minimum financial planning fee is $5,000. Planning fees are based on the complexity of your situation, and not all clients qualify for this minimum.
For clients who invest with us, we apply a credit equal to 1% of assets under management toward the annual planning fee. Clients with $500,000 or more invested whose planning fee is at our minimum will generally have their planning fee fully covered through this credit.
Clients with more complex planning needs may have higher annual fees. In those cases, the investment management credit is applied first, and any remaining planning fee is billed directly.
We provide a firm, transparent fee quote after our discovery call, once we understand your goals and the scope of your planning needs.